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Covenant coverage — the finding at a glance

One card per borrower: the share of the resolved Consolidated EBITDA definition a lender cannot independently recompute, the agreement chain behind it, the add-back cap posture, and a receipt whose output hash you can recompute in your browser — assembled from the borrower’s own public SEC filings. A signal for review, not a credit rating. Each card links to the full drill-down.

The same recomputable base across three facilities

FacilityTermsRecomputableNot recomputableDefers to GAAP
Paya Holdings, Inc. · A&R 2018-12-2029326 (90%)16
Redwire Corporation · A&R 2023-06-2326323 (88%)16
Redwire Corporation · A&R 2026-02-2025322 (88%)16

Three facilities, two issuers, different agreements and different term counts — and the independently recomputable base is the same three terms in every one. The share is not an average; it is what the definitions are built out of.

Covenant coverage

Paya Holdings, Inc.

A&R baseline 2018-12-20
named (controlled review) · class: live-public
Amended & Restated baseline + 2 amendments · chain completecoverage: 2018-12-20 to 2020-10-07
90%of the 29defined terms in this Consolidated EBITDA definition — the definition and every defined term it references — cannot be independently recomputed.

26 of the 29defined terms in this Consolidated EBITDA definition cannot be independently recomputed from public data — by the lender or anyone else. They are borrower-certified or defer to GAAP: asserted, or with no separately-reported figure to check against. Only 3 map to a separately-reported line and can be recomputed.

recomputable 3borrower-certified 10defers-to-GAAP 16

Add-back caps

  • run-rate cost savingscap 25%cap 25% of resolved Consolidated EBITDA base; claimed not disclosed in public filings — not verifiable on public data

Findings

No resolution defects surfaced for this agreement (chain complete, computation resolved).

See the resolved definition tree, per-term quotes, and the full cap table →

Reproducibility receipt (capture-provenance)

output b79978b775502d3b

Recomputes here from the model on this page. A match confirms this report is unaltered since it was generated.

input 4ea09700b972a46anot verifiable on this page

The digest of the source filing as captured. Confirming it means re-fetching the same exhibits from EDGAR and re-running the serializer — that check is not shipped.

engine covenant engine E3 inc-7

Covenant coverage

Redwire Corporation

A&R baseline 2023-06-23
named (controlled review) · class: live-public
Amended & Restated baseline + 4 amendments · chain completecoverage: 2023-06-23 to 2025-06-04
88%of the 26defined terms in this Consolidated EBITDA definition — the definition and every defined term it references — cannot be independently recomputed.

23 of the 26defined terms in this Consolidated EBITDA definition cannot be independently recomputed from public data — by the lender or anyone else. They are borrower-certified or defer to GAAP: asserted, or with no separately-reported figure to check against. Only 3 map to a separately-reported line and can be recomputed.

recomputable 3borrower-certified 7defers-to-GAAP 16

Add-back caps

  • run-rate cost savingscap 30%cap 30% of resolved Consolidated EBITDA base; claimed not disclosed in public filings — not verifiable on public data

Findings

No resolution defects surfaced for this agreement (chain complete, computation resolved).

See the resolved definition tree, per-term quotes, and the full cap table →

Reproducibility receipt (capture-provenance)

output 08766afeba9d45a3

Recomputes here from the model on this page. A match confirms this report is unaltered since it was generated.

input 2509b8d525c8d700not verifiable on this page

The digest of the source filing as captured. Confirming it means re-fetching the same exhibits from EDGAR and re-running the serializer — that check is not shipped.

engine covenant engine E3 inc-7

Covenant coverage

Redwire Corporation

A&R baseline 2026-02-20
named (controlled review) · class: live-public
Amended & Restated baseline + 1 amendment · chain completecoverage: 2026-02-20 to 2026-07-01
88%of the 25defined terms in this Consolidated EBITDA definition — the definition and every defined term it references — cannot be independently recomputed.

22 of the 25defined terms in this Consolidated EBITDA definition cannot be independently recomputed from public data — by the lender or anyone else. They are borrower-certified or defer to GAAP: asserted, or with no separately-reported figure to check against. Only 3 map to a separately-reported line and can be recomputed.

recomputable 3borrower-certified 6defers-to-GAAP 16

Add-back caps

  • run-rate cost savingscap 25%cap 25% of resolved Consolidated EBITDA base; claimed not disclosed in public filings — not verifiable on public data

Findings

No resolution defects surfaced for this agreement (chain complete, computation resolved).

See the resolved definition tree, per-term quotes, and the full cap table →

Reproducibility receipt (capture-provenance)

output e6e30bb152f7ef1a

Recomputes here from the model on this page. A match confirms this report is unaltered since it was generated.

input 271f906ca6510b71not verifiable on this page

The digest of the source filing as captured. Confirming it means re-fetching the same exhibits from EDGAR and re-running the serializer — that check is not shipped.

engine covenant engine E3 inc-7

Measured, not modeled -- across three real facilities (Paya + two Redwire), the recomputable base is small and stable because these definitions are built the same way within the observed template family, not because the share was assumed.

When a finding occurs its tone is read from attribution: a document defect is a finding about the agreement; an engine boundary is a limit of our reach on public data, not an accusation against the borrower.

Each card’s receipt hashes were computed when its snapshot was captured from EDGAR (re-fetch + re-run to match); they are not engine-emitted at render time. Verification, not a credit opinion; the share is uncalibrated. A signal for review, not a rating, an accusation, or reliance advice.